Hot sandy beaches. Lapping ocean waves. A cocktail glistening in the sunlight. Holidays should be a moment for relaxation and a time to switch off from the worries of everyday life. That is why we offer fully comprehensive Travel Insurance to give you peace of mind during your next trip. Covering personal travel, our policies are the perfect way to ensure your personal health, finances and enjoyment is protected throughout the duration of your trip. We also offer the option to extend your cover to include winter sports, business equipment and golf equipment.
Our Travel Insurance policies are available for a single trip, an annual multi-trip or a long-stay holiday up to 18 months long. It provides a whole host of benefits, suitable no matter what sort of break you have planned. Our cover is available with no upper age limit for a single trip. For annual multi-trip policies, it can be taken over to cover people aged 85 and under. The emergency medical and associated expenses cover extends up to £10,000,000 with trip cancellation covered up to £5,000. Our travel insurance also protects your luggage up to £2,000, allowing you to bring along your favorite items without risk of damage or loss. And, hijack and ransom cover is included up to £5,000.
Our 24 hour medical emergency claims line assures you’ll have someone at the end of the phone whenever you need them. Pre-existing medical conditions need not prevent you from traveling or taking the holiday of your dreams. For many different situations, we can provide our standard policy under normal terms. There are over 250 medical conditions which we can cover without the need for medical screening.
Our quote facilities are offered through SunWorld Travel. We can offer you an instance quotation and full policy documents the same day.
Important Information for Customers with Pre-Existing Medical Conditions
We are obliged to inform you of how to improve your access to travel insurance policies that includes cover for more serious medical conditions.
The following factors would determine when this information is relevant to you:
- You have not been offered, or we/the insurer, have declined a quotation wholly or partly due to a medical condition
- Your policy has been cancelled, wholly or partly, due to a medical condition
- You have been offered a policy with a medical condition exclusion, which cannot be removed from the policy
- You have been offered a policy with a medical condition premium of £100 or more
- You have been offered a policy in respect of which the medical condition premium is not known.
We would like to provide you with details of a ‘Medical Cover Firm Directory’, which is a publicly available directory that only lists firms that provide, or arrange, travel insurance policies that cover more serious medical conditions. The directory will also show you enough information about each firm listed so you can make an informed initial choice about which provider might meet your needs.
Some of the advantages of using the directory make it easier for you to navigate the available market and make it more likely in finding a firm who:
- Is willing to offer cover for your condition
- Is willing to offer cover for your condition without specific exclusions
- Is willing to offer cover for your condition at a more affordable price.
The Money and Pensions Service (MaPS) has launched a travel insurance directory on its Money Advice Service website which can be accessed here:
Consumer enquiries about the directory can be made to the Money Advice Service’s Customer Contact Centre, which is available Monday to Friday, 8am to 6pm using the details below:
Telephone – 0800 138 7777
Email – firstname.lastname@example.org
Address – The Money Advice Service, Holborn Centre, 120 Holborn, London, EC1N 2TD.